Your health or medical history will have no affect on your eligibility for coverage. Simply be between the ages of 50 to 80 and a US citizen.
Your plan's rates are always fixed and will remain that way for life. Changes to your health will not affect your rates in the future.
Our process requires no medical exams or health questionnaires to be eligible for the plan. You will never be asked to undergo a medical exam and your health cannot stop you from getting covered.
Your plan will build cash value over time that you can borrow against and use in any way you need.
Your loved ones are financially safeguarded for life. Premiums are required payable until age 95. After 95, you no longer have to pay premiums for your coverage.
Our claims process is quick and simple. Once a claim is approved, payments are typically mailed within one business day.
Our full overview of our plan provides more details about coverage amounts and how the Guaranteed Life Insurance plan can help cover remaining debts and daily expenses if something happens to you. We’ve also simplified the application process so you can get the coverage you need for your loved ones faster. With no face-to-face meetings with agents and a simple over-the-phone process, our guaranteed coverage can be purchase without leaving the comfort of your home.